I Was Just Sued for Not Paying My Student Loans: What Happens Next?

If you have been sued for not paying your student loan, know first of all that you are not alone in your difficulty. With the current state of the economy, many people are saddled with student loan debt that they simply cannot afford to repay. There are several things you should consider as you approach this problem.

  1. Do not ignore the lawsuit. Ignoring a lawsuit against you is a great way to lose the case and get a judgment against you. If you ignore the lawsuit and don’t show up to court, you will likely lose.
  2. Keep track of court deadlines and court dates. By missing deadlines and not showing up on time, you may lose favor with the court and discredit yourself and your case.
  3. Gather your records. Gather all your records for your student loan account(s) to begin to lay the foundation for your defense.
  4. You may have valid defenses. The creditor may be suing the wrong person. The creditor may be suing for the wrong amount. The creditor may have sued too late. The creditor may not have enough evidence to prove its case. The list of potential defenses goes on, but the point is, you may be able to defeat all or a portion of your creditor’s claims.
  5. Stand up and defend yourself. Even with a very weak case, some creditors will sue you anyway and hope that you don’t show up to court to defend yourself. You must actively participate in the legal process to raise your defenses. Ignoring a lawsuit will not make it go away. Stand up to the creditor and defend yourself.
  6. Talk to a lawyer. Even the most straightforward lawsuits are not straightforward. If you want to defend your rights the best you can, you should consult with a lawyer who has experience defending against student loan creditors’ claims.
  7. The information contained in this article is not legal advice. Legal advice is dependent upon the specific facts and circumstances of each situation. Therefore, the information contained in this article cannot replace the advice of legal counsel.

If you have been sued for not paying your student loan obligations and you want to speak with a lawyer about your rights, feel free to give Ronald J. Aiani, P.C. a call at (540) 347-5295.

We will discuss your situation confidentially and explore the options to potentially defeat your creditor’s claims.


One Response to “I Was Just Sued for Not Paying My Student Loans: What Happens Next?”

  1. Can't Pay Your Student Loans? Here's What To Do | Warrenton Favorites Says:

    […] If you are having trouble making your student loan payments, you are not alone. Many people today are in the same situation. If you have been sued for not paying your student loan debt, the attorneys at Ronald J. Aiani, P.C. can advise you on what to do and what not to do. . . . Read More […]